Personalized Financial Plan

One of the first things we address in the financial plan is a current investment analysis . Why? Because this is the one area where the problems are generally most apparent. According to the Financial Planning Association, as sited in the Journal of Financial Planning, many people fail to earn the rate of return provided by the capital markets in their portfolios, but all their planning is generally based on receiving at least this market rate of return. By implementing a rational Investment Plan, you can have much greater confidence in our planning going forward.

Other firms may charge you for a customized written financial plan. At EFS Group we want to earn your business. We offer to you a NO COST, NO OBLIGATION personalized FINANCIAL PLAN.

Don't be confused about how to distinguish financial planning from other kinds of financial advice. Our plans provide you with:

• Detailed financial statements
  
• Current investment analysis and risk assessment review
  
• Thorough review of insurance policies
  
• Detailed retirement projections including Social Security and pension analysis
  
• All inclusive tax and estate planning analysis
  
• Detailed presentations of financial planning recommendations

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Projections are provided for illustrative purposes only and should not be construed as investment or withdrawal advice as these decisions would need to be made based on what was appropriate for your individual situation. – This change is necessary as in bullet point three there is a reference to projecting future Social Security and pension.